For operators, by operators.

Our roots aren’t in insurance. They’re in cannabis.

Carma was born out of firsthand experience with the challenges cannabis businesses face every day—from navigating heavy regulations to finding basic protections like insurance.

Our team has operated dispensaries, worked in cultivation, and managed compliance. We’ve felt the frustration of trying to grow a business in an industry where risk is high—and where traditional insurance providers are often unwilling or unable to help.

That’s why we built Carma Cannabis Insurance: a managing general agency (MGA) designed specifically for the cannabis industry. We cut through the red tape and help brokers place coverage where others won’t. From dispensaries to cultivators, testing labs to delivery services, we offer real solutions tailored to the risks cannabis operators actually face.

With operations in every cannabis-legal state, Carma gives brokers the tools to serve their clients with confidence. Because in an industry this complex, expertise matters—and no one understands cannabis risk better than those who’ve lived it.

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MEET THE LEADERSHIP TEAM

Chief Executive Officer

JACOB LANDMAN

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Chief Revenue Officer

BRYAN MOSSER

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Debra Sculli

Director of Business Development

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Zimraan Shikari

Director of Underwriting

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The Carma Commitment

Carma Cannabis Insurance is dedicated to serving the unique needs of the cannabis industry. Our mission is to provide comprehensive and reliable insurance solutions that ensure the success and protection of cannabis businesses.

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