Nation's Leading Cannabis Insurance MGA
Protect your client’s cannabis business with tailored insurance solutions
About Us
Cannabis Insurance is all we do.
At CARMA365©, cannabis insurance isn’t just our business; it’s our passion. We’ve seen firsthand the challenges cannabis businesses face in securing dependable, affordable insurance coverage in an industry often stigmatized and hampered by legal complexities.
Our mission is to provide tailored and comprehensive insurance solutions specifically designed for the cannabis industry, ensuring the success and protection of cannabis businesses.
36+
States Served

Trusted by Cannabis Businesses throughout the US
Carma Insurance has earned the trust of cannabis businesses and agents across the country through our reliable and specialized insurance services.
Comprehensive Coverage Options
We offer a wide range of insurance solutions tailored to the unique needs of the cannabis industry, ensuring businesses are protected at every stage.
Dedicated Customer Support
Our team provides exceptional customer support, available to assist you 24/7 with any questions or concerns regarding your coverage.
About Company
We’re here to help you with exploring protection
At Carma Cannabis Insurance, we specialize in providing comprehensive and tailored insurance solutions for the cannabis industry. Our team understands the unique challenges and opportunities cannabis businesses face, and we're ensuring your clients peace of mind every step of the way. From cultivation to retail, we offer policies that cover a wide range of risks, ensuring your peace of mind.
Worldwide Coverage
Our insurance solutions are designed to protect cannabis businesses no matter where they operate. With extensive coverage options and a deep understanding of global cannabis regulations, we help your clients stay compliant and protected worldwide.
Excellent Protection
We pride ourselves on delivering exceptional protection tailored to the specific needs of cannabis businesses. Our expert team works closely with you to craft policies that provide the most comprehensive coverage, ensuring your clients business is shielded from potential risks and liabilities.
Manage your cannabis business risk
Commercial Insurance Solutions to Protect Cannabis Businesses
Workers Comp Insurance
Cover medical expenses and lost wages for employees injured or ill due to their job. Ensure your workforce is secure and your client's business complies with regulations.
Commercial Property Insurance
Protect your cannabis property, equipment, and inventory against fire, theft, and natural disasters. Ensure business continuity with comprehensive coverage.
Cyber Liability Insurance
Protect against data breaches and cyber-attacks. Cover costs associated with data recovery, legal fees, and customer notifications.
Product Liability Insurance
Manage legal costs and damages from claims of injury or damage due to defective cannabis products. Essential coverage for consumer protection.
Commercial Auto Insurance
Protect your business vehicles against damages and liabilities. Ensure smooth transportation operations with comprehensive coverage.
Employers Liability Insurance
Cover legal defense and settlements for work-related injury claims. Essential protection against employee lawsuits.
Product Recall Expenses Insurance
Cover costs of recalling defective cannabis products, including customer notifications, shipping, and disposal.
Assault & Battery Insurance
Cover incidents of physical assault or battery on your premises. Manage medical expenses, legal fees, and related costs.
What is like working with Carma
How We Work
Get Appointed
Start your journey by becoming appointed with Carma Cannabis Insurance. Our streamlined process ensures agents can quickly begin partnering with us to offer tailored insurance solutions to their clients.
Onboarding and Training
Once appointed, you'll receive comprehensive onboarding and training. We equip you with the tools and knowledge needed to navigate our systems and effectively serve your clients in the cannabis industry.
Begin Quoting Business Using The Carma Platform
With your training complete, you can start quoting business using the Carma platform. Our technology makes it easy for agents to provide fast, accurate quotes and secure the right coverage for cannabis businesses.

Budding Protection. Cannabis coverage, simplified.
we protect these businesses
Cannabis Businesses We Serve



Faq
Cannabis Insurance FAQs
What types of insurance does Carma offer for cannabis businesses?
Carma Cannabis Insurance Agency provides a comprehensive range of insurance solutions tailored for the cannabis industry, including general liability, product liability, property insurance, crop insurance, and workers' compensation. Each policy is designed to address the unique risks faced by cannabis businesses.
Why is specialized cannabis insurance important?
Specialized cannabis insurance is crucial because the cannabis industry operates under a unique set of regulations and risks. Standard business insurance policies often do not cover cannabis-related activities. Carma ensures that your business is protected with policies specifically designed to meet industry standards and legal requirements.
How can Carma help my cannabis business stay compliant?
At Carma, we stay up-to-date with the ever-changing regulations in the cannabis industry. Our team of experts will help you understand and comply with all relevant laws, ensuring your insurance coverage aligns with current regulations. This reduces the risk of compliance-related issues that could affect your business.
What should I consider when choosing an insurance policy for my cannabis business?
When choosing an insurance policy, consider the specific risks associated with your cannabis operations, such as crop loss, theft, product liability, and business interruption. Carma's experienced agents will work with you to identify your needs and recommend the best coverage options to protect your business comprehensively.
How do I get started with obtaining insurance for my cannabis business?
Getting started is simple. Contact Carma Cannabis Insurance Agency through our website or by phone to speak with one of our knowledgeable agents. We will guide you through the process, assess your needs, and provide you with a customized insurance quote tailored to your cannabis business.
News & Blog
Cannabis Insurance News & Blog
